When it comes to investing your money in investment funds, we operate within a smart investment strategy based on age. As you get older, your investment contributions are progressively shifted from equity funds into lowerrisk fixed-income funds. So VBLdynamik achieves maximum returns with the greatest possible security.
The funds are invested in the exclusive VBLdynamik Chance A equity fund and the VBLdynamik Chance R fixed-income fund according to a specially developed life cycle model. Developed in close cooperation with well-known actuaries and independent advisors, VBLdynamik is specifically geared towards the interests of public sector employees.
Your money is invested exclusively in the two special funds with no commission charges. So you can benefit simultaneously from the opportunities in the equity markets and the stability of the bond markets.
Once you are eligible for pension, any profit distribution shares are used as a lump-sum payment for a bonus pension which is paid to you along with your ongoing pension payments. Increasing the pension benefits you have accrued up to that point.