Standard Terms and Conditions of Use.

The content and documents available on the website of the VBL. Pension Institution of the Federal and State Governments (Institution under Public Law – Versorgungsanstalt des Bundes und der Länder Anstalt des öffentlichen Rechts - VBL) are provided on a non-binding basis for the general information and convenience of banks, insurance companies and financial services providers and their customers. The following terms govern the access and use of VBL’s website. Please do not use this website unless you accept these terms and conditions.


We assume no liability or responsibility for any errors or omissions in the content contained on this site. In no event will VBL be liable to any party for damages whether direct, indirect, special, punitive, incidental, consequential or other, resulting from access to, or use of or inability to use, the site or its contents, or of any other linked website, including damages for lost profits, interruption of business, loss of programs or data. The User hereby waives any and all such claims against VBL.

We will not be liable for any delay, difficulty in use, computer viruses, malicious code, or other defect in the website or any other problems experienced by the user due to causes beyond our control. We explicitly reject liability for any damage as a result of or in conjunction with access to or use of the site. There can be no guarantee of a faultless and/or uninterrupted functioning of the site.

Third-party websites.

To the extent this website contains hyperlinks to websites of third parties this does not constitute any endorsement of the content thereof. VBL has no control over the content or layout of third-party websites and as such assumes no responsibility for their content, particularly since it does not intend, nor is it able, to continually monitor and review the content of such third-party websites. VBL expressly disassociates itself from content considered contra bonos mores or that may in any way be linked with criminal or other liability.

VBL is not liable for loss or damage arising from the use of content provided on third-party websites. Links to other websites are provided solely for the convenience of our users.

Users accessing a link to any third-party website do so at their own risk.




The following conditions apply to the use of our website:


The content and structure of our website are protected by copyright. All rights reserved. Information or data (text, image, graphic, audio, video or animation files) of the application may not be used or applied in any form, including extracts, without the prior written consent of the VBL.

Trademarks and logos.

The trademarks and logos used on our website are protected. You may not use these trademarks without prior written consent.

Creating links to our website.

Links to our website may only be created if they direct users to our homepage and if this does not infringe on any rights of the VBL, in particular copyrights, ancillary copyrights and trademark rights.

Please note.

Due to the digitalisation of data, differences may occur compared with the original. There may also be differences in the display when using different Internet browsers (e.g. Netscape or Microsoft Internet Explorer) and as a result of different browser settings (e.g. font size and type). The original version of the information can be requested from the VBL, if necessary. The VBL accepts no liability for any errors.

Governing law and jurisdiction

Any and all disputes arising out of or in connection with this website shall be governed exclusively by the laws of the Federal Republic of Germany. Place of jurisdiction is the registered office of VBL.